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CA-Life-Accident-and-Health PDF Practice Q&A's

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  • Total Questions: 157
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If you compare the test to a battle, the examinee is like a brave warrior, and the good CA-Life-Accident-and-Health learning materials are the weapon equipments, but if you want to win, then it is essential for to have the good study materials. Our study materials are of high quality which is carefully prepared by professionals based on the changes in the syllabus and the latest development in practice. Our CA-Life-Accident-and-Health preparation practice are highly targeted and have a high hit rate, there are a lot of learning skills and key points in the exam, even if your study time is very short, you can also improve your CA-Life-Accident-and-Health exam scores very quickly. Even if you have a week foundation, I believe that you will get the certification by using our study materials.

You can see the recruitment on the Internet, and the requirements for California Department of Insurance certification are getting higher and higher. As the old saying goes, skills will never be burden. So for us, with one more certification, we will have one more bargaining chip in the future. However, it is difficult for many people to get a California Department of Insurance certification, because the busy people seldom have much time to read the books they need. So how should people solve this problem? At this time, people should to need some good study materials. Not only will our study materials help you pass exam, but it will also save your valuable time. Now let me introduce our CA-Life-Accident-and-Health exam questions to you in detail.

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Life Insurance35%- Policy provisions, riders, and options
- Types of life insurance policies
- Beneficiary designations and settlement options
- Group life insurance
Topic 2: California Insurance Code & Ethics20%- Unfair trade practices
- State regulations and licensing rules
- Ethical standards and anti-fraud provisions
- Policy delivery and replacement rules
Topic 3: Annuities and Retirement Plans10%- Tax treatment and suitability
- Fixed and variable annuities
- Immediate and deferred annuities
Topic 4: Health Insurance25%- Health policy provisions and exclusions
- Disability income insurance
- Medical expense and major medical plans
- Long-term care insurance
- Medicare and Medicare supplements
Topic 5: General Insurance Concepts10%- Insurance marketplace and regulation overview
- Insurance contract law and elements
- Basic insurance principles and terminology

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Which of the following statements regarding risk is TRUE?

A) Only pure risks are insurable.
B) Both pure and speculative risks are insurable.
C) Neither pure nor speculative risks are insurable.
D) Only speculative risks are insurable.


2. The term "loss" can be defined as all of the following EXCEPT

A) the amount suffered by a person regardless of insurance.
B) a happening that causes the company to pay.
C) the amount an insurer is required to pay because of an event that it insured.
D) the probability that an event will occur.


3. The most common type of specified disease insurance policy is

A) cataract.
B) diabetes.
C) heart disease.
D) cancer.


4. During the grace period, when may an insurer terminate medical coverage?

A) The insured requests termination in writing.
B) The insured is hospitalized without giving the insurer prior notification.
C) The insured receives care from a physician who is not in the plan's network.
D) Policies cannot be terminated during the grace period.


5. Which type of life insurance coverage has both a savings element and a flexible premium option?

A) There is currently no insurance product available in the standard market which has both of these features.
B) Term life.
C) Universal life.
D) Whole life.


Solutions:

Question # 1
Answer: A
Question # 2
Answer: D
Question # 3
Answer: D
Question # 4
Answer: A
Question # 5
Answer: C

1042 Customer ReviewsCustomers Feedback (* Some similar or old comments have been hidden.)

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