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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) discuss any credit history inconsistencies with the applicant.
B) inform the applicant about the scope of an investigation.
C) inform the applicant that an investigation is being conducted.
D) notify the applicant if an application is denied.

2. A notarized deed ensures that the

A) deed can be recorded.
B) title is clear.
C) deed is legally binding.
D) title is transferred.

3. Which of the following statements is true concerning an unrecorded deed?

A) it does not give constructive notice of ownership
B) it is not valid between the grantor and the grantee
C) it need not contain a legal description
D) it need not name the grantee

4. Which section of a title insurance policy lists the rights of the insurer?

A) conditions
B) insuring agreement
C) declarations
D) exclusions from coverage

5. The commissioner may refuse to issue a license if the applicant

A) is not a resident of Pennsylvania.
B) has allowed an insurance license to lapse.
C) provided incorrect information on licensing application.
D) is 20-years of age.

Solutions: